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Looking for a reverse mortgage specialist in Silverdale? Review the directory below to compare your options.
20 agents listed
Updated June 2026
Silverdale, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Washington before hiring.
Showing 20 reverse mortgage specialists in Silverdale, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Timothy Samuels at CrossCountry Mortgage
9216 Bay Shore Dr NW STE 200, Silverdale, WA 98383
A reverse mortgage specialist in Silverdale, Washington can help homeowners aged 62 and older convert home equity into tax-free funds. Washington state law requires lenders to provide a detailed disclosure and a three-day rescission period after closing. Silverdale residents often use these loans to supplement retirement income or cover healthcare costs while remaining in their Kitsap County homes.
What Does a Reverse Mortgage Specialist in Silverdale Cost?
Typical costs for a reverse mortgage in Washington include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title search. These costs can range from 2000 to 6000 dollars depending on the loan amount and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age and equity requirements for a reverse mortgage in Silverdale Washington?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence, and a financial assessment is required to ensure the borrower can pay property taxes and insurance.
How does Washington state law affect reverse mortgage counseling?
Washington requires all borrowers to complete a counseling session with a HUD-approved counselor before applying. This session covers loan terms, costs, and alternatives. The counselor must be independent of the lender.
Can I lose my home with a reverse mortgage in Silverdale?
Yes, if you fail to pay property taxes, homeowners insurance, or maintain the home. Washington state has a three-day right of rescission after closing, but foreclosure can occur if loan obligations are not met.
Reverse Mortgage Specialists in Other Washington Cities
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Washington.