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Reverse Mortgage Specialists in Spokane, WA

Looking for a reverse mortgage specialist in Spokane? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Spokane, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 20 reverse mortgage specialists in Spokane, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jason Paull Team | Fairway Home Mortgage
316 W Boone Ave Ste 760, Spokane, WA 99201
5099563101
Q Home Loans
1102 N Monroe St, Spokane, WA 99201
5092163333
Adam Noone at CrossCountry Mortgage
601 W Riverside Ave Suite 1310, Spokane, WA 99201
5098221709
Chimney Rock Mortgage
1320 N Atlantic St Suite B, Spokane, WA 99201
5097471300
Mike Pankey Mortgage Advisor - NMLS 718905
316 W Boone Ave Ste 760, Spokane, WA 99201
5099906987
Envoy Mortgage - Spokane, WA
1121 N Argonne Rd suite 111, Spokane, WA 99212
5094265336
PRMG
203 N Washington St Suite 200A, Spokane, WA 99201
5096758266
Jack Tenold LLC
203 N Washington St Suite 200L, Spokane, WA 99201
5097102227
Tom Kuhn
111 Lincoln Rd #5, Spokane, WA 99208
5094671260
Leader One Financial
10015 N Division St #101, Spokane, WA 99218
5094622380
Shout Mortgage - Washington
507 W Francis Ave, Spokane, WA 99205
5098673754
Modus Mortgage
140 S Arthur St #600, Spokane, WA 99202
8446638711
Matt Underwood- First Choice Mortgage Company
4407 N Division St #200, Spokane, WA 99207
5094811620
Fairway Independent Mortgage Corporation
316 W Boone Ave #757, Spokane, WA 99201
5093811694
Trevor Cooper at CrossCountry Mortgage
601 W 1st Ave Suite 1400 Office 1449, Spokane, WA 99201
5092074494
Mike Reis
201 W North River Dr Suite 600, Spokane, WA 99201
5099816554
Chase Altig
201 W North River Dr Suite 600, Spokane, WA 99201
5095302907
American Pacific Mortgage (NMLS #1522684)
1722 E Sprague Ave Suite 208, Spokane, WA 99202
5092098514
Brazington Mortgage
3114 E Marietta Ave, Spokane, WA 99207
5099224560
Darrin Blume Loan Officer at Shout Mortgage
507 W Francis Ave, Spokane, WA 99205
5093090269

A reverse mortgage specialist in Spokane Washington helps homeowners aged 62 and older access home equity without monthly payments. Washington state requires that borrowers complete a counseling session with a HUD approved counselor before applying. Local specialists understand Spokane County property values and can explain how a Home Equity Conversion Mortgage works in this market.

What Does a Reverse Mortgage Specialist in Spokane Cost?

Typical costs for a reverse mortgage in Washington include an origination fee of up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third party fees for appraisal title and recording. Total costs often range from 5000 to 15000 depending on the home value and loan type. Washington law requires lenders to provide a detailed Loan Estimate showing all fees before closing. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a reverse mortgage specialist in Spokane do?
A reverse mortgage specialist in Spokane guides you through the HECM process from initial counseling to closing. They help you understand loan terms repayment options and how the loan affects your home equity. Specialists also explain Washington state specific rules such as the three day rescission period after signing.
Are there income or credit requirements for a reverse mortgage in Washington?
Yes lenders in Washington must verify that you can pay ongoing property taxes homeowners insurance and HOA fees. They do a financial assessment but there is no minimum income requirement. If you cannot meet these obligations the lender may set aside part of the loan proceeds to cover them.
How long does it take to get a reverse mortgage in Spokane?
The process usually takes 30 to 60 days from application to closing. Washington state law requires a mandatory counseling session that must be completed at least seven days before closing. Delays can happen if property appraisal or title work takes longer.