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Find Reverse Mortgage Specialists in Bluefield, WV
Directory of reverse mortgage specialists in Bluefield, West Virginia. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Bluefield, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the West Virginia before hiring.
Showing 2 reverse mortgage specialists in Bluefield, WV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Investment Planning Advisors
3008 E Cumberland Rd, Bluefield, WV 24701
3043270401
First Community Wealth Management
211 Federal St, Bluefield, WV 24701
3043257334
A reverse mortgage specialist in Bluefield, West Virginia helps older homeowners access home equity without monthly payments. In West Virginia, borrowers must be at least 62 years old and complete mandatory counseling from a HUD approved agency. Bluefield residents can use these loans for home repairs, medical expenses, or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Bluefield Cost?
Typical costs for a reverse mortgage specialist in West Virginia include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party fees such as appraisal and title search. For a home valued at 200,000 dollars, total closing costs often range from 8,000 to 12,000 dollars. These costs are usually financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Bluefield West Virginia?
Borrowers must be at least 62 years old. In West Virginia, if there are multiple borrowers on the title, the youngest borrower must meet this age requirement. This follows federal HUD guidelines.
Do I need counseling to get a reverse mortgage in West Virginia?
Yes, West Virginia requires all reverse mortgage applicants to complete a counseling session with a HUD approved counselor. This session covers loan terms, costs, and alternatives. The counselor must be independent from the lender.
Can I lose my home with a reverse mortgage in Bluefield?
Yes, you can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. West Virginia law requires lenders to provide clear disclosures about these obligations. You must also continue living in the home as your primary residence.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the West Virginia.