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Directory of reverse mortgage specialists in Charles Town, West Virginia. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Charles Town, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the West Virginia before hiring.
Showing 2 reverse mortgage specialists in Charles Town, WV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jessy Printz - Printz Mortgage Team
302 N Mildred St Ste 203, Charles Town, WV 25414
5403037785
Capital First Mortgage, LLC - Ashley Burch
200 S George St., Charles Town, WV 25414
3049526554
A reverse mortgage specialist in Charles Town, West Virginia helps older homeowners access home equity without monthly payments. In West Virginia, borrowers must complete a HUD-approved counseling session before obtaining a Home Equity Conversion Mortgage (HECM). Local specialists guide clients through state-specific property tax deferral programs and lien requirements.
What Does a Reverse Mortgage Specialist in Charles Town Cost?
Typical costs for a reverse mortgage in West Virginia include an origination fee up to $6,000, a mortgage insurance premium of 2% of the home value, and appraisal fees around $500. Closing costs often range from $2,000 to $5,000. These fees can be financed into the loan. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications does a reverse mortgage specialist need in West Virginia?
Specialists must hold a valid West Virginia mortgage loan originator license. They also need HUD certification to offer HECM loans. Experience with local property laws in Jefferson County is helpful.
Are reverse mortgage proceeds taxable in West Virginia?
Loan proceeds from a reverse mortgage are not considered income for state tax purposes. However, interest may be deductible when the loan is repaid. Consult a tax professional for your specific situation.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the West Virginia.