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Find Reverse Mortgage Specialists in Charleston, WV
Browse reverse mortgage specialists serving Charleston, West Virginia. Contact information and addresses listed below.
12 agents listed
Updated May 2026
Charleston, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the West Virginia before hiring.
Showing 12 reverse mortgage specialists in Charleston, WV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Isaac Holstein - Gateway Mortgage
1202 Virginia St E, Charleston, WV 25301
3049152181
Joey Starcher | Victorian Finance
1205 Virginia St E, Charleston, WV 25301
3045328454
Christopher Eller - Gateway Mortgage
1202 Virginia St E, Charleston, WV 25301
3048810720
Gateway Mortgage
1202 Virginia St E, Charleston, WV 25301
3048810717
Bill Bright - Gateway Mortgage
1202 Virginia St E, Charleston, WV 25301
3042440795
Union Home Mortgage
3818 MacCorkle Ave SE, Charleston, WV 25304
3047178376
Cornerstone First Mortgage
220 W Washington St, Charleston, WV 25302
3043455626
Jessica Richards-U.S. Bank Mortgage
928 Cross Lanes Dr, Charleston, WV 25313
3049799102
Fifth Third Mortgage - James Conwell
4515 MacCorkle Ave SE, Charleston, WV 25304
3049725680
Movement Mortgage
1018 Kanawha Blvd E Suite 309, Charleston, WV 25301
A reverse mortgage specialist in Charleston West Virginia helps homeowners aged 62 and older convert home equity into loan proceeds. West Virginia law requires all reverse mortgage originators to be licensed through the Nationwide Multistate Licensing System. Specialists guide clients through the federally insured Home Equity Conversion Mortgage program and explain how it interacts with West Virginia property tax deferral programs.
What Does a Reverse Mortgage Specialist in Charleston Cost?
Typical costs for a reverse mortgage specialist in West Virginia include an origination fee of up to 2 percent of the homes value, a mortgage insurance premium of 2 percent of the appraised value, and third-party closing costs ranging from 2,000 to 5,000 dollars. The total upfront costs usually fall between 6,000 and 12,000 dollars. These costs are financed into the loan rather than paid out of pocket. This is general information and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Charleston West Virginia?
Borrowers must be at least 62 years old. If there is a co-borrower, the younger borrower must also meet this age requirement. West Virginia law does not allow any exceptions to this federal rule.
Do I need to own my home free and clear to get a reverse mortgage in West Virginia?
No you do not. You can have an existing mortgage as long as you have enough equity. The reverse mortgage proceeds will pay off your current mortgage first. West Virginia law requires that the home be your primary residence.
What happens to the reverse mortgage when I move out of my Charleston home?
The loan becomes due and payable when you permanently leave the home. This includes moving to a nursing home or assisted living facility for more than 12 consecutive months. West Virginia law gives you a 12-month grace period before the lender can require repayment.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the West Virginia.