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Compare Reverse Mortgage Specialists in Morgantown, WV
Browse reverse mortgage specialists serving Morgantown, West Virginia. Contact information and addresses listed below.
16 agents listed
Updated June 2026
Morgantown, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of West Virginia before hiring.
Showing 16 reverse mortgage specialists in Morgantown, WV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kim Barnum - MVB Mortgage/Intercoastal Mortgage, LLC
A reverse mortgage specialist in Morgantown, West Virginia helps homeowners aged 62 and older convert home equity into tax-free funds. West Virginia law requires that borrowers receive counseling from a HUD-approved agency before obtaining a reverse mortgage. Specialists in Morgantown can guide you through the process, including understanding the impact on your estate and local property taxes.
What Does a Reverse Mortgage Specialist in Morgantown Cost?
Typical costs for a reverse mortgage specialist in West Virginia include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. These fees can total between 3,000 and 8,000 dollars depending on the home value and loan type. Some costs may be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Morgantown do?
A reverse mortgage specialist helps you understand, apply for, and close a reverse mortgage loan. They explain eligibility, loan terms, and repayment options specific to West Virginia regulations. They also coordinate with HUD-approved counselors as required by state law.
Are there West Virginia specific rules for reverse mortgages?
Yes, West Virginia requires that all reverse mortgage borrowers complete a counseling session with a HUD-approved counselor before loan approval. The state also mandates that the loan proceeds be used only for the borrower's benefit, and the lender must provide clear disclosures about loan costs and obligations.
How do I choose a reverse mortgage specialist in Morgantown?
Look for a specialist licensed in West Virginia with experience in FHA-insured Home Equity Conversion Mortgages. Check their credentials and ask about their familiarity with local property tax rules and estate planning. You can verify their license through the West Virginia Division of Financial Institutions.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of West Virginia.