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Compare Reverse Mortgage Specialists in Princeton, WV
Compare reverse mortgage specialists in Princeton. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Princeton, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the West Virginia before hiring.
Showing 5 reverse mortgage specialists in Princeton, WV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lendmark Financial Services LLC
150 Courthouse Rd Suite 104, Princeton, WV 24740
3044875761
Truist
1309 Stafford Dr, Princeton, WV 24740
3044875900
PrimeLending, A PlainsCapital Company - Princeton WV
1603 Honaker Ave, Princeton, WV 24740
3048856044
OneMain Financial
1253 Stafford Dr, Princeton, WV 24740
3044258389
Cyndi Jones, Primelending
1603 Honaker Ave, Princeton, WV 24740
3049216645
A reverse mortgage specialist in Princeton West Virginia helps homeowners aged 62 and older convert home equity into cash. In West Virginia reverse mortgages must comply with federal HUD guidelines and state lending laws. Specialists in Mercer County can guide you through the process including mandatory counseling and loan repayment rules.
What Does a Reverse Mortgage Specialist in Princeton Cost?
Typical costs for a reverse mortgage in West Virginia include an origination fee of up to 2 percent of the home value capped at 6000 dollars. Third-party fees for appraisal title search and recording range from 500 to 1500 dollars. The upfront mortgage insurance premium is 2 percent of the appraised value. Annual mortgage insurance premiums are 0.5 percent of the loan balance. These costs vary by lender and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Princeton West Virginia?
A reverse mortgage specialist is a licensed professional who helps seniors obtain a Home Equity Conversion Mortgage HECM. They explain loan terms costs and eligibility requirements specific to West Virginia law. The specialist also coordinates with HUD-approved counselors in the state.
What are the requirements for a reverse mortgage in West Virginia?
Borrowers must be at least 62 years old own their home outright or have a low mortgage balance. The home must be the primary residence and the borrower must complete a HUD-approved counseling session. West Virginia law does not impose additional state-specific age or income limits beyond federal rules.
How long does the reverse mortgage process take in Princeton?
The process typically takes 30 to 45 days from application to closing. This includes counseling appraisal and underwriting. Delays can occur if property title issues or appraisal problems arise in Mercer County.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the West Virginia.