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Directory of reverse mortgage specialists in Cottage Grove, Wisconsin. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Cottage Grove, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 2 reverse mortgage specialists in Cottage Grove, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bank of Sun Prairie
419 W Cottage Grove Rd, Cottage Grove, WI 53527
6088393977
Edward Jones - Financial Advisor: Mike Millage
425 W Cottage Grove Rd A, Cottage Grove, WI 53527
6088393833
A reverse mortgage specialist in Cottage Grove Wisconsin can help homeowners aged 62 and older convert part of their home equity into tax-free funds. Wisconsin law requires borrowers to complete a counseling session with a HUD-approved counselor before obtaining a Home Equity Conversion Mortgage. Cottage Grove residents benefit from local specialists who understand Dane County property values and Wisconsin specific disclosure rules.
What Does a Reverse Mortgage Specialist in Cottage Grove Cost?
Typical costs for a reverse mortgage in Wisconsin include an origination fee up to $6,000, a mortgage insurance premium of 2% of the appraised value, and third party fees for appraisal title and recording. Annual mortgage insurance premiums are 0.5% of the loan balance. These costs are usually financed into the loan rather than paid upfront. Total closing costs often range from $8,000 to $15,000 depending on the property value and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Cottage Grove Wisconsin?
You must be at least 62 years old to qualify for a reverse mortgage in Wisconsin. All borrowers listed on the title must meet this age requirement. The home must also be your primary residence.
Is there a limit on how much I can borrow with a reverse mortgage in Wisconsin?
Yes the amount you can borrow depends on your age the value of your home and current interest rates. In 2024 the maximum claim amount for a HECM loan is $1,149,825. A specialist can help you estimate your specific loan amount.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Wisconsin.