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Compare Reverse Mortgage Specialists in Oak Creek, WI
Browse reverse mortgage specialists serving Oak Creek, Wisconsin. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Oak Creek, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 2 reverse mortgage specialists in Oak Creek, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lendmark Financial Services LLC
8750 S Howell Ave, Oak Creek, WI 53154
4143638234
Rachael K. Tharp - Mortgage Loan Officer
2555 W Ryan Rd, Oak Creek, WI 53154
4147615620
A reverse mortgage specialist in Oak Creek Wisconsin helps homeowners aged 62 and older access home equity without monthly payments. Wisconsin law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Oak Creek residents benefit from local expertise in property tax deferral programs and Wisconsin homestead credit rules.
What Does a Reverse Mortgage Specialist in Oak Creek Cost?
Typical costs for a reverse mortgage in Wisconsin include an origination fee up to 6000 dollars, a mortgage insurance premium of 2 percent of the home value, and third-party fees for appraisal title and recording. Closing costs generally range from 2000 to 8000 dollars. Costs vary by loan amount and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Oak Creek Wisconsin?
Borrowers must be at least 62 years old. All owners listed on the title must meet this age requirement. Wisconsin law follows federal HUD guidelines for age eligibility.
Do I need counseling before getting a reverse mortgage in Wisconsin?
Yes Wisconsin law requires HUD-approved counseling for all reverse mortgage applicants. The counseling session covers loan terms costs and alternatives. You must complete counseling before you can apply for the loan.
What happens to the loan when I move out or pass away in Wisconsin?
The loan becomes due when you permanently leave the home or pass away. Heirs have 30 days under Wisconsin law to decide to pay off the loan or sell the home. They can keep any remaining equity after the loan is repaid.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Wisconsin.