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Find Reverse Mortgage Specialists in Waterford, WI
Compare reverse mortgage specialists in Waterford. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Waterford, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 4 reverse mortgage specialists in Waterford, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Reverse mortgage specialists in Waterford Wisconsin help older homeowners access home equity without monthly payments. These loans are regulated under federal HUD guidelines and Wisconsin law requires borrowers to complete a counseling session with a HUD-approved agency. Local specialists can explain how a reverse mortgage may affect your property taxes and estate planning in Racine County.
What Does a Reverse Mortgage Specialist in Waterford Cost?
Typical costs for a reverse mortgage in Wisconsin include an origination fee up to 2.5 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title work. Total closing costs often range from 5,000 to 12,000 dollars depending on the home value and lender. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Waterford Wisconsin?
You must be at least 62 years old to qualify for a Home Equity Conversion Mortgage (HECM) in Wisconsin. All borrowers on the title must meet this age requirement. The property must be your primary residence.
Do I need counseling before getting a reverse mortgage in Wisconsin?
Yes, Wisconsin law requires you to complete a counseling session with a HUD-approved counselor before applying. This session covers loan terms, costs, and alternatives. The counselor must be independent from the lender.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Wisconsin.