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Compare va loan specialists in Birmingham. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Birmingham, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 20 va loan specialists in Birmingham, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Ben Chenault & Travis Mitchell Team of MortgageBanc
2007 Eagle Ridge Dr, Birmingham, AL 35242
2059864220
MortgageRight
1 Perimeter Park S Suite 230, Birmingham, AL 35243
2057768401
Assurance Financial - Birmingham
500 Office Park Dr #410, Birmingham, AL 35223
2057768400
Security Finance
1671 Center Point Pkwy Suite 105, Birmingham, AL 35215
2058533790
Classic Home Mortgage, Inc.
2167 Rocky Ridge Rd, Birmingham, AL 35216
2054445866
Scott Stearns | MortgageBanc Loan Officer
2007 Eagle Ridge Dr, Birmingham, AL 35242
2059086993
First Lenders Mortgage Corporation
University Building, 85 Bagby Dr # 204, Birmingham, AL 35209
2058592275
McGowin-King Mortgage, LLC
2 Office Park Cir #103, Birmingham, AL 35223
2058797775
David B Arnette | MortgageBanc Loan Officer
2007 Eagle Ridge Dr #5442, Birmingham, AL 35242
2054137990
First Federal Mortgage
2871 Acton Rd #200, Birmingham, AL 35243
2059693334
Clint Curtis Thompson | Fairway Home Mortgage/MortgageBanc- Loan Advisor
2007 Eagle Ridge Dr, Birmingham, AL 35242
2057190626
Scott D McFadden | MortgageBanc Loan Officer
2007 Eagle Ridge Dr, Birmingham, AL 35242
2059038374
Fox Mortgage Inc
3510 Vann Rd #101, Birmingham, AL 35235
2056616868
Integrity Mortgage Brokers, LLC
3644 Vann Rd Ste 132, Birmingham, AL 35235
2056166756
Meg Hicks at CrossCountry Mortgage
1 Perimeter Park S Suite 100 N, Birmingham, AL 35243
2052833598
Pamela Koehler | MortgageBanc Loan Officer
2007 Eagle Ridge Dr, Birmingham, AL 35242
2059191490
Jim Bryant at Prosperity Home Mortgage - Vestavia
2409 Acton Rd Suite 137, Birmingham, AL 35243
2057097665
Gagliano Mortgage, Inc
4500 Valleydale Rd Suite F, Birmingham, AL 35242
2059794412
Steve W Niven | MortgageBanc Loan Officer
2007 Eagle Ridge Dr, Birmingham, AL 35242
2055783951
VA loan specialists in Birmingham Alabama help veterans and active duty service members secure home loans with favorable terms. Alabama law provides specific property tax exemptions for disabled veterans that a specialist can help you understand. Local specialists are familiar with Birmingham housing market conditions and can guide you through the VA loan process from pre approval to closing.
What Does a VA Loan Specialist in Birmingham Cost?
VA loan specialist fees in Alabama typically range from 500 to 1500 dollars for consultation and application assistance. Some specialists charge a flat fee while others bill hourly at rates of 100 to 300 dollars per hour. The VA funding fee is 2.3 percent for first time use and 3.6 percent for subsequent use unless you are exempt due to a disability rating. Costs vary by situation and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Birmingham do?
A VA loan specialist helps veterans understand eligibility, obtain a Certificate of Eligibility, and find lenders who offer VA loans. They also explain Alabama specific benefits like the homestead exemption for disabled veterans.
Do I need a Birmingham VA loan specialist for a refinance?
Yes a specialist can help with VA Interest Rate Reduction Refinance Loans (IRRRL) and cash out refinances. They ensure you meet Alabama occupancy rules and understand how local property taxes affect your loan.
What are the Alabama specific rules for VA loans?
Alabama requires that the veteran occupy the property as their primary residence for a VA purchase loan. The state also offers a property tax exemption for veterans with a 100% service connected disability which a specialist can help you apply for.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.