Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Alabama before hiring.
Showing 20 va loan specialists in Birmingham, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MortgageBanc | Fairway Independent Mortgage Corporation
2007 Eagle Ridge Dr, Birmingham, AL 35242
(205) 986-4220
fairway.com
The Ben Chenault & Travis Mitchell Team of MortgageBanc
2007 Eagle Ridge Dr, Birmingham, AL 35242
(205) 986-4220
localloanteam.com
Assurance Financial - Birmingham
500 Office Park Dr #410, Birmingham, AL 35223
(205) 776-8400
assurancemortgage.com
Security Finance
1671 Center Point Pkwy Suite 105, Birmingham, AL 35215
(205) 853-3790
securityfinance.com
Classic Home Mortgage, Inc.
2167 Rocky Ridge Rd, Birmingham, AL 35216
(205) 444-5866
fundinghomedreams.com
Scott Stearns | MortgageBanc Loan Officer
2007 Eagle Ridge Dr, Birmingham, AL 35242
(205) 908-6993
fairwayindependentmc.com
First Lenders Mortgage Corporation
University Building, 85 Bagby Dr # 204, Birmingham, AL 35209
(205) 859-2275
firstlenders.com
McGowin-King Mortgage, LLC
2 Office Park Cir #103, Birmingham, AL 35223
(205) 879-7775
mcgowinking.com
David B Arnette | MortgageBanc Loan Officer
2007 Eagle Ridge Dr #5442, Birmingham, AL 35242
(205) 413-7990
fairwayindependentmc.com
Clint Curtis Thompson | Fairway Home Mortgage/MortgageBanc- Loan Advisor
2007 Eagle Ridge Dr, Birmingham, AL 35242
(205) 719-0626
fairway.com
Scott D McFadden | MortgageBanc Loan Officer
2007 Eagle Ridge Dr, Birmingham, AL 35242
(205) 903-8374
fairway.com
Integrity Mortgage Brokers, LLC
3644 Vann Rd Ste 132, Birmingham, AL 35235
(205) 616-6756
imbhomeloans.com
Meg Hicks at CrossCountry Mortgage
1 Perimeter Park S Suite 100 N, Birmingham, AL 35243
(205) 283-3598
meghicks.com
Pamela Koehler | MortgageBanc Loan Officer
2007 Eagle Ridge Dr, Birmingham, AL 35242
(205) 919-1490
fairway.com
Jim Bryant at Prosperity Home Mortgage - Vestavia
2409 Acton Rd Suite 137, Birmingham, AL 35243
(205) 709-7665
jimbryant.phmloans.com
Gagliano Mortgage, Inc
4500 Valleydale Rd Suite F, Birmingham, AL 35242
(205) 979-4412
birminghammortgagecompany.com
Steve W Niven | MortgageBanc Loan Officer
2007 Eagle Ridge Dr, Birmingham, AL 35242
(205) 578-3951
fairway.com
What Does a VA Loan Specialist in Birmingham Cost?
VA loan specialist fees in Alabama typically range from 500 to 1500 dollars for consultation and application assistance. Some specialists charge a flat fee while others bill hourly at rates of 100 to 300 dollars per hour. The VA funding fee is 2.3 percent for first time use and 3.6 percent for subsequent use unless you are exempt due to a disability rating. Costs vary by case and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Birmingham do?
A VA loan specialist helps veterans understand eligibility, obtain a Certificate of Eligibility, and find lenders who offer VA loans. They also explain Alabama specific benefits like the homestead exemption for disabled veterans.
Do I need a Birmingham VA loan specialist for a refinance?
Yes a specialist can help with VA Interest Rate Reduction Refinance Loans (IRRRL) and cash out refinances. They ensure you meet Alabama occupancy rules and understand how local property taxes affect your loan.
What are the Alabama specific rules for VA loans?
Alabama requires that the veteran occupy the property as their primary residence for a VA purchase loan. The state also offers a property tax exemption for veterans with a 100% service connected disability which a specialist can help you apply for.