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Looking for a va loan specialist in Daphne? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Daphne, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 8 va loan specialists in Daphne, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tower Loan
2101 F US-98, Daphne, AL 36526
2513165990
Local Bank Mortgage-South Alabama
1710 Main St, Daphne, AL 36526
2513018518
OneMain Financial
1410 US-98 F, Daphne, AL 36526
2516266961
Trustmark
30723 State Hwy 181, Daphne, AL 36526
2516214662
Mutual of Omaha Mortgage
27880 N Main St Suit C, Daphne, AL 36526
2514518175
River Bank & Trust
1301 US-98 E, Daphne, AL 36526
2516267790
Patrick Croft
1710 Main St, Daphne, AL 36526
2517211117
First Federal Mortgage
1300 Main St Suite A, Daphne, AL 36526
2519305832
A VA loan specialist in Daphne, Alabama helps eligible veterans, active duty service members, and surviving spouses secure financing for a home in Baldwin County. Alabama law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Working with a local specialist can help you navigate the specific property requirements and appraisal rules for the Daphne area.
What Does a VA Loan Specialist in Daphne Cost?
Typical costs for a VA loan specialist in Alabama include an origination fee of 0 to 1 percent of the loan amount, plus third-party fees for appraisal, credit report, and title services. The VA funding fee ranges from 1.25 to 3.3 percent of the loan amount depending on your down payment and service category. These costs vary by lender and your specific situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Daphne?
A VA loan specialist is a licensed mortgage professional who guides veterans through the VA home loan process. They help with certificate of eligibility, lender requirements, and closing procedures specific to Alabama.
Do I need a special license to originate VA loans in Alabama?
Yes. All mortgage loan originators in Alabama must hold a valid license through the NMLS and comply with the Alabama Mortgage Broker Licensure Act. The specialist must also be approved by the VA to originate VA-backed loans.
What are the VA loan limits for Daphne Alabama in 2025?
For 2025, VA loans in Baldwin County have no set dollar limit for qualified borrowers with full entitlement. However, lenders may impose their own limits based on the conforming loan limit for the area, which is $766,550 for a single-family home in 2025.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.