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Browse va loan specialists serving Decatur, Alabama. Contact information and addresses listed below.
12 agents listed
Updated May 2026
Decatur, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 12 va loan specialists in Decatur, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CrossCountry Mortgage LLC - Anna McCaghren Wilson
2708-2 Hwy 31 S Ste C, Decatur, AL 35603
2563037886
Mutual of Omaha Mortgage
2600 Point Mallard Pkwy SE, Decatur, AL 35603
2562813169
New American Funding - Jeff Myers
2708-2 Hwy 31 S Ste C, Decatur, AL 35603
2565421977
Dream Home Mortgage LLC
101 14th St SW, Decatur, AL 35601
2566864050
Russell Carmichael | Fairway Independent Mortgage Corporation Loan Officer
1501 4th Ave SE, Decatur, AL 35601
2566123217
First Mortgage Group Inc
118 Moulton St E #7, Decatur, AL 35601
2563506376
Synovus Mortgage
801 Church St NE #9, Decatur, AL 35601
2562605700
Blake Robbins: Senior Loan Officer
801 Church St NE #9, Decatur, AL 35601
2566540018
Regions Mortgage
108 4th Ave NE, Decatur, AL 35601
8003256000
PNC Mortgage
2004 6th Ave SE, Decatur, AL 35601
2563515080
Regions Mortgage
1833 Beltline Rd SW, Decatur, AL 35601
8007344667
PNC Mortgage
1715 Beltline Rd SW, Decatur, AL 35601
2563515070
VA loan specialists in Decatur, Alabama help veterans and active duty service members secure home loans with favorable terms. Alabama law does not impose a state income tax on military retirement pay, which can improve your borrowing power. Working with a local specialist ensures you understand county-specific property tax exemptions and closing procedures in Morgan County.
What Does a VA Loan Specialist in Decatur Cost?
Typical costs for VA loan specialist services in Alabama range from 500 to 1,500 dollars, often paid as a flat fee or a percentage of the loan. Some specialists charge an hourly rate of 100 to 250 dollars. Alabama law does not regulate these fees, so costs vary by provider. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Decatur?
A VA loan specialist guides you through the VA home loan process, from obtaining your Certificate of Eligibility to finding a lender. They help you understand Alabama-specific rules, such as the state VA loan limit and property appraisal requirements. They do not provide loans directly but assist with paperwork and lender referrals.
How do I qualify for a VA loan in Alabama?
You must meet VA service requirements, such as 90 days of active duty during wartime or 181 days during peacetime. Alabama does not have additional state-level eligibility rules. A specialist can help you gather your DD Form 214 and other documents.
Are there Alabama-specific fees for VA loans?
Alabama charges a mortgage tax and recording fees for VA loans, which vary by county. In Decatur, Morgan County recording fees are typically under 100 dollars. The VA funding fee is set federally and ranges from 1.4 to 3.6 percent of the loan amount for first-time users.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.