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Browse va loan specialists serving Gardendale, Alabama. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Gardendale, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 7 va loan specialists in Gardendale, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
U.S. Title Loans
1224 Decatur Hwy, Gardendale, AL 35071
2056310996
World Finance
439 Fieldstown Rd #121, Gardendale, AL 35071
2056083770
Credit Central
1084 Main St, Gardendale, AL 35071
2056312449
OneMain Financial
1082 Main St Ste 101 & 103, Gardendale, AL 35071
2056315214
Regional Finance
841 Odum Rd Suite 105, Gardendale, AL 35071
2056080676
Republic Finance
655 Fieldstown Rd Suite 101, Gardendale, AL 35071
2056081525
The Hutson Company
1244 Main St, Gardendale, AL 35071
2056316562
VA loan specialists in Gardendale Alabama help veterans and active duty service members secure home financing with favorable terms. Alabama law does not impose a state income tax on military retirement pay, which can improve affordability for borrowers. Local specialists guide clients through the VA loan process including certificate of eligibility and property requirements.
What Does a VA Loan Specialist in Gardendale Cost?
VA loan specialists in Alabama typically charge no upfront fee to borrowers because they are paid by the lender at closing. However, some specialists may charge a flat fee ranging from 500 to 1500 dollars for consulting or document preparation services. Costs vary by situation and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Gardendale?
A VA loan specialist helps veterans and active duty military apply for and close VA-backed home loans. They assist with gathering documents and understanding lender requirements specific to Alabama properties.
Are there Alabama-specific rules for VA loans?
Alabama does not have a state-specific VA loan program but follows federal VA guidelines. However, Alabama law exempts military retirement pay from state income tax, which can help with debt-to-income ratios.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.