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Compare VA Loan Specialists in Madison, AL

Browse va loan specialists serving Madison, Alabama. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Madison, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 3 va loan specialists in Madison, AL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Top Flite Home Loans, Trina Hyman Loan Originator, NMLS 2106104
1593 Hughes Rd, Madison, AL 35758
2564577116
Donna Frost, Mortgage Loan Officer - First Horizon Bank
53 Hughes Rd, Madison, AL 35758
2565194365
Reverse Mortgage Alabama
103 Spenryn Dr Suite A, Madison, AL 35758
2059082993

VA loan specialists in Madison, Alabama help eligible veterans and active duty service members secure home financing with no down payment. Alabama law requires lenders to follow federal VA guidelines and state specific closing procedures. Local specialists understand the Madison real estate market and can guide you through the certificate of eligibility process.

What Does a VA Loan Specialist in Madison Cost?

Typical costs for a VA loan specialist in Alabama include an origination fee of 1 percent of the loan amount, plus third party fees for appraisal and credit report. Appraisal fees in Madison range from 500 to 700 dollars. Closing costs usually total 2 to 5 percent of the purchase price. These costs vary by lender and property. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Madison?
A VA loan specialist is a mortgage professional who focuses on VA backed home loans. They help veterans understand eligibility, gather required documents, and navigate the loan process in Madison, Alabama.
Do I need a special license to use a VA loan in Alabama?
No special license is needed for the borrower. However, the lender must be approved by the Department of Veterans Affairs. In Alabama, the lender must also comply with state mortgage licensing laws.
Are there Alabama specific rules for VA loans?
Yes. Alabama requires a property survey for most VA loans. Also, the state has a specific funding fee exemption for veterans with service connected disabilities. Local property tax exemptions may apply for disabled veterans.