Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 3 va loan specialists in Cave Creek, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brian Cardenas - Mortgage Broker @ UMortgage
4649 E Bajada Rd, Cave Creek, AZ 85331
4802337897
Electrum Financial PLLC - Bob Martin Loan Officer - NMLS 172700
27610 N 47th St, Cave Creek, AZ 85331
6023698482
Achievers Mortgage, LLC
5107 E Lonesome Trail, Cave Creek, AZ 85331
6024874080
What Does a VA Loan Specialist in Cave Creek Cost?
VA loan specialists in Arizona typically charge origination fees between 0.5% and 1.0% of the loan amount. Some specialists may also charge a flat fee ranging from $500 to $1,500 for their services. The VA funding fee for first time use is 2.15% of the loan amount for regular military and 2.4% for reserves, though this fee is waived for disabled veterans. Costs vary by lender and case. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Cave Creek?
A VA loan specialist is a mortgage professional who focuses on loans backed by the Department of Veterans Affairs. They guide veterans through the application process and help them understand Arizona specific benefits like property tax exemptions.
Who qualifies for a VA loan in Arizona?
Veterans, active duty service members, and eligible surviving spouses can qualify. You must meet service time requirements set by the VA and obtain a Certificate of Eligibility. Arizona does not have additional state level eligibility rules.
Are there Arizona specific VA loan benefits?
Yes. Arizona offers a property tax exemption for disabled veterans under Proposition 110. This exemption can reduce the taxable value of your home by up to $150,000 depending on your disability rating. VA loan specialists can explain how this affects your mortgage costs.