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Find VA Loan Specialists Near You in Cottonwood, AZ

Directory of va loan specialists in Cottonwood, Arizona. Verify credentials with the state state mortgage licensing authority before hiring.

11 agents listed
Updated June 2026
Cottonwood, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Arizona before hiring.
Showing 11 va loan specialists in Cottonwood, AZ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneAZ Credit Union
601 AZ-89A Suite 1, Cottonwood, AZ 86326
(928) 649-7300 oneazcu.com
AZ LOANS - Cottonwood
960 S Main St, Cottonwood, AZ 86326
(928) 634-0818 azautolenders.com
Fast Auto Loans, Inc.
841 S Main St, Cottonwood, AZ 86326
(928) 646-8602 fastautoloansinc.com
Credit Union West
1672 E Cottonwood St C, Cottonwood, AZ 86326
(928) 778-7156 cuwest.org
The Trent Baxter Team at Synergy One Lending, Inc. - Sedona, Cottonwood, Prescott, Flagstaff
698 Cove Pkwy STE A, Cottonwood, AZ 86326
(928) 852-0401 s1l.com
Fairway Independent Mortgage Corporation
830 S Main St #1a, Cottonwood, AZ 86326
(602) 410-4197 fairway.com
Chad Aaron Burgueno | Fairway Independent Mortgage Corporation Loan Officer
830 S Main St #1a, Cottonwood, AZ 86326
(928) 634-5490 homeloansbychad.com
Cottonwood VA Clinic
501 S Willard St, Cottonwood, AZ 86326
(928) 649-1532 prescott.va.gov
Andrew Ogden-Barrett Financial Group LLC
830 S Main St Suite 2D, Cottonwood, AZ 86326
(928) 300-4104 barrettfinancial.com
Northern Arizona Mortgage Corporation
707 E Mingus Ave # 601, Cottonwood, AZ 86326
(928) 634-4251 northernaz.mortgage
Chase Mortgage
1540 AZ-89A, Cottonwood, AZ 86326
(928) 634-5567

What Does a VA Loan Specialist in Cottonwood Cost?

Typical costs for a VA loan specialist in Arizona include an origination fee of 1 percent of the loan amount, which is capped by the VA. Third party costs such as appraisal fees range from 500 to 700 dollars in Cottonwood. Title and escrow fees vary but average 1500 to 2500 dollars. The VA funding fee for first time use is 2.15 percent of the loan amount for regular military and 2.4 percent for reserve or National Guard. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Cottonwood?
A VA loan specialist is a licensed mortgage professional who helps veterans apply for and close VA-backed home loans. They know the specific requirements for Cottonwood properties and can assist with the Certificate of Eligibility.
Are there Arizona specific rules for VA loans?
Yes, Arizona follows federal VA guidelines but also requires all loan originators to be state licensed. Arizona does not charge state income tax on military pay, which can affect your debt to income ratio when applying for a VA loan.