Find VA Loan Specialists in Springdale, AR
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State Mortgage Licensing Authority of Arkansas before hiring.
Showing 6 va loan specialists in Springdale, AR
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VA loan specialists in Springdale, Arkansas help eligible veterans, active duty service members, and surviving spouses obtain home loans with no down payment. Arkansas law provides additional property tax exemptions for disabled veterans, which a specialist can explain. These professionals guide clients through the VA funding fee, county loan limits, and local closing procedures in Washington County.
What Does a VA Loan Specialist in Springdale Cost?
Typical costs for a VA loan specialist in Springdale include a loan origination fee of up to 1 percent of the loan amount, plus third-party fees for appraisal, title search, and recording. Appraisal fees in Arkansas range from $500 to $700. Closing costs usually total 2 to 5 percent of the purchase price, though sellers can pay some of these. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Springdale?
You must meet VA service requirements, such as 90 days of active duty during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility from the VA. The property must be your primary residence in Springdale or nearby areas.
Is there a funding fee for VA loans in Arkansas?
Yes, the VA charges a one-time funding fee that varies from 1.25 percent to 3.3 percent of the loan amount depending on your down payment and whether it is your first use. Veterans with a service-connected disability are exempt from this fee.
Are there Arkansas-specific benefits for VA loan holders?
Yes, Arkansas offers a property tax exemption for disabled veterans rated 100 percent permanently and totally disabled. This exemption applies to the first $11,500 of assessed value for county and city taxes. A VA loan specialist can help you apply for this benefit.