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Directory of va loan specialists in Apple Valley, California. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
Apple Valley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 va loan specialists in Apple Valley, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Global Credit Union
15961 Apple Valley Rd, Apple Valley, CA 92307
8005259094
Adolph Collaso
18409 CA-18 Suite 5, Apple Valley, CA 92307
7602428822
Miguel For Mortgage
22589 CA-18 Unit B, Apple Valley, CA 92307
9095341510
US Bank Mortgage
20261 CA-18, Apple Valley, CA 92307
7609465803
USA Title Loan Services – Loanmart Apple Valley
20920 Bear Valley Rd f, Apple Valley, CA 92308
8446202274
Hard Money Lenders Apple Valley CA
18409 Outer Hwy 18 S, Apple Valley, CA 92307
7602395518
US Bank Mortgage
19201 Bear Valley Rd, Apple Valley, CA 92308
7602402027
PRMG
18484 CA-18 #150, Apple Valley, CA 92307
7604033992
Mike Thomas MLO
20440 Outer Hwy 18 N #102, Apple Valley, CA 92307
7605083563
A VA loan specialist in Apple Valley, California helps veterans and active duty service members secure home financing with favorable terms. California law provides additional protections for military borrowers, including a prohibition on prepayment penalties for most VA loans. Local specialists understand the High Desert real estate market and can guide you through the VA funding fee and county-specific loan limits.
What Does a VA Loan Specialist in Apple Valley Cost?
VA loan specialists in California typically charge a flat fee or a percentage of the loan amount. Common costs include a loan origination fee of 0.5% to 1% of the loan value, plus third-party fees for appraisal (around $500 to $700) and title services. The VA funding fee ranges from 1.4% to 3.6% of the loan amount for most borrowers. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Apple Valley do?
A VA loan specialist helps you navigate the VA home loan process from pre-approval to closing. They assist with required documents, certificate of eligibility, and appraisal requirements specific to San Bernardino County.
Are there California-specific rules for VA loans?
Yes, California law limits the VA funding fee and prohibits certain fees on VA loans. Also, California requires a specific disclosure for adjustable-rate VA loans under Civil Code Section 1917.5.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.