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Find VA Loan Specialists in Cathedral City, CA

Directory of va loan specialists in Cathedral City, California. Verify credentials with the state state mortgage licensing authority before hiring.

7 agents listed
Updated June 2026
Cathedral City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 7 va loan specialists in Cathedral City, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
31-755 Date Palm Dr STE E, Cathedral City, CA 92234
(760) 202-0235 advanceamerica.net
OneMain Financial
34481 Date Palm Dr #2a, Cathedral City, CA 92234
(760) 770-6024 onemainfinancial.com
Banc of California
30855 Date Palm Dr, Cathedral City, CA 92234
(760) 324-9483 bancofcal.com
Bank of America Financial Center
69135 Ramon Rd STE A, Cathedral City, CA 92234
(760) 904-6908 locators.bankofamerica.com
US Bank Mortgage
35950 Date Palm Dr, Cathedral City, CA 92234
(760) 770-4001 usbank.com
First American Home Loans
67450 Ramon Rd, Cathedral City, CA 92234
(760) 459-2258 firstamericanhl.us
Mortgage, Bank of America
69135 Ramon Rd, Cathedral City, CA 92234
(661) 523-0365 bankofamerica.com

VA loan specialists in Cathedral City help eligible veterans, active duty service members, and surviving spouses secure home financing with no down payment and competitive rates. California law exempts these loans from state property tax reassessment under Proposition 19 for qualifying borrowers. Local specialists understand the unique housing market in Cathedral City and the Coachella Valley.

What Does a VA Loan Specialist in Cathedral City Cost?

Typical costs for a VA loan specialist in California include a funding fee ranging from 1.4% to 3.6% of the loan amount for first-time use, depending on down payment and service category. Appraisal fees in Cathedral City usually range from $500 to $800. Lender origination fees are capped at 1% by the VA. Other costs like title insurance and escrow fees vary by lender and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a VA loan in Cathedral City?
You must meet VA service requirements, typically 90 days of active duty during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility from the VA. California does not impose additional state-level eligibility rules beyond federal standards.
Are VA loans assumable in California?
Yes, VA loans are assumable by another qualified borrower in California. The assumptor must meet VA eligibility and credit standards. This can be a benefit when selling a home in Cathedral City if interest rates rise.

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