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Browse va loan specialists serving City of Atwater, California. Contact information and addresses listed below.
4 agents listed
Updated May 2026
City of Atwater, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 va loan specialists in City of Atwater, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
JGO Mortgage Inc - Juan Ochoa
2675 Alabama St, City of Atwater, CA 95301
2096097467
Home Loan with Cindy
2554 Alabama St, City of Atwater, CA 95301
2098124768
JC Mortgage
4350 W Ave Two, City of Atwater, CA 95816
9166003123
PNC Mortgage
1329 Broadway Ave, City of Atwater, CA 95301
2093586438
VA loan specialists in Atwater, California help veterans and active duty service members obtain home loans with no down payment. California law provides additional protections for veterans, including a state property tax exemption for disabled veterans. Local specialists understand the Merced County real estate market and can guide you through the VA funding fee and entitlement process.
What Does a VA Loan Specialist in City of Atwater Cost?
VA loan specialists in California typically charge origination fees between 0.5% and 1% of the loan amount. The VA funding fee ranges from 1.4% to 3.6% depending on your down payment and service category. Some specialists offer reduced fees for disabled veterans. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Atwater California?
A VA loan specialist is a mortgage professional who helps veterans and military families apply for VA-backed home loans. They assist with Certificate of Eligibility, lender requirements, and California-specific closing procedures.
What are the eligibility requirements for a VA loan in California?
You must meet service requirements set by the U.S. Department of Veterans Affairs. Generally, you need 90 days of active service during wartime or 181 days during peacetime. California does not add extra state eligibility rules beyond federal standards.
How do I find a VA loan specialist in Atwater?
You can search online directories or ask your local real estate agent for referrals. The California Department of Veterans Affairs also provides resources for approved lenders. Always verify the specialist is licensed with the California Department of Financial Protection and Innovation.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.