Compare VA Loan Specialists in Davis, CA
Looking for a va loan specialist in Davis? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of California before hiring.
Showing 8 va loan specialists in Davis, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a VA Loan Specialist in Davis Cost?
Typical costs for a VA loan specialist in California include an origination fee of up to 1 percent of the loan amount, plus third-party costs like appraisal fees around $500 to $800. The VA funding fee ranges from 1.4 percent to 3.6 percent for first-time use, depending on down payment and service category. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic eligibility requirements for a VA loan in Davis?
You must meet service requirements set by the Department of Veterans Affairs, such as 90 days of active service during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility. California does not impose additional state-specific eligibility rules.
Can I use a VA loan for a home in Davis with a high price?
Yes, but there is a conforming loan limit for VA loans in Yolo County, which is currently $1,089,300 for 2024. You may need a down payment for amounts above this limit. Specialists can help you navigate jumbo VA loan options.
Are there any California-specific fees for VA loans?
California does not charge a state-level VA loan fee. However, you may pay a VA funding fee unless you are exempt due to a service-connected disability. Local recording fees and transfer taxes in Davis apply as usual.