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Compare va loan specialists in Desert Hot Springs. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Desert Hot Springs, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 va loan specialists in Desert Hot Springs, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Happy Investments, Inc. Desert Hot Springs Ca
14080 Palm Dr ste d # 227a, Desert Hot Springs, CA 92240
7606606221
Mortgage Loans
66500 Buena Vista Ave, Desert Hot Springs, CA 92240
7604136812
Chase Mortgage
13000 Palm Dr, Desert Hot Springs, CA 92240
7603291442
VA loan specialists in Desert Hot Springs help veterans, active duty members, and eligible surviving spouses secure home financing with no down payment. California law requires lenders to provide a Good Faith Estimate and a Loan Estimate within three business days of application. Desert Hot Springs is in Riverside County, where property values and local tax rates can affect loan limits and closing costs.
What Does a VA Loan Specialist in Desert Hot Springs Cost?
VA loan specialists in California typically charge origination fees of 0.5% to 1% of the loan amount. Third party costs like appraisal, title search, and recording fees can range from $2,000 to $5,000. The VA funding fee for first time use is 2.15% of the loan amount for regular military and 2.4% for reserves or National Guard, unless exempt. Costs vary by lender, loan size, and property location. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Desert Hot Springs?
A VA loan specialist is a mortgage professional who guides veterans through the VA home loan process. They help with Certificate of Eligibility, property appraisals, and lender requirements specific to California. In Desert Hot Springs, they also address local issues like earthquake insurance and flood zone disclosures.
How do I qualify for a VA loan in California?
You must have a valid Certificate of Eligibility from the VA, meet minimum service requirements, and have sufficient income and credit. California law does not impose additional state-level requirements, but lenders may have their own standards. The property must be your primary residence and pass a VA appraisal.
Are there California specific rules for VA loan funding fees?
Yes. The VA funding fee is set by federal law, but California does not add extra fees. However, California requires lenders to disclose all fees in a Loan Estimate within three business days. Some borrowers may be exempt from the funding fee, such as those receiving VA disability compensation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.