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Browse va loan specialists serving El Cerrito, California. Contact information and addresses listed below.
5 agents listed
Updated May 2026
El Cerrito, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 va loan specialists in El Cerrito, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
10003 San Pablo Ave, El Cerrito, CA 94530
5105273717
Chris Mason - Residential and Commercial Mortgage Broker
6500 Fairmount Ave Suite 12, El Cerrito, CA 94530
4158469211
America's Home Loans - Kushaal Malde
6500 Fairmount Ave Suite 12, El Cerrito, CA 94530
6504776147
Celeste Jennings - Chase Home Lending Advisor - NMLS ID 460005
9950 San Pablo Ave, El Cerrito, CA 94530
5104359664
Chase Home Lending
9950 San Pablo Ave, El Cerrito, CA 94530
5104359664
VA loan specialists in El Cerrito, California help veterans and active duty service members secure home financing with no down payment. California law provides additional protections for VA borrowers, including the right to request a forbearance during financial hardship. El Cerrito is located in Contra Costa County, where VA loan limits are set by the county median home price.
What Does a VA Loan Specialist in El Cerrito Cost?
VA loan specialists in California typically charge origination fees ranging from 0.5% to 1.0% of the loan amount. The VA funding fee is 2.15% for first time use with no down payment, but this can be reduced for disabled veterans. Third party costs like appraisal and title fees vary by property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in El Cerrito?
A VA loan specialist is a mortgage professional who focuses on VA-backed home loans for eligible veterans. They guide borrowers through the VA funding fee, certificate of eligibility, and local property requirements in El Cerrito.
What are the VA loan limits for El Cerrito in 2025?
For 2025, VA loan limits in Contra Costa County are generally set at the conforming loan limit of $806,500 for a single family home. Higher limits may apply for multi unit properties. Contact a specialist for current figures.
Do VA loans require a down payment in California?
No, VA loans typically do not require a down payment for eligible borrowers. This is a key benefit under federal law, and California state law does not impose additional down payment requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.