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Compare VA Loan Specialists in Half Moon Bay, CA

Directory of va loan specialists in Half Moon Bay, California. Verify credentials with the state state mortgage licensing authority before hiring.

5 agents listed
Updated June 2026
Half Moon Bay, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 5 va loan specialists in Half Moon Bay, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bank of America Financial Center
620 Main St, Half Moon Bay, CA 94019
(650) 726-4476 locators.bankofamerica.com
Vista Loans
426 St Joseph Ave, Half Moon Bay, CA 94019
(877) 456-3321 vistaloans.com
Tri Counties Bank
756 Main St, Half Moon Bay, CA 94019
(650) 726-6373 branch.tcbk.com
U.S. Bank Branch
50 Cabrillo Hwy N, Half Moon Bay, CA 94019
(650) 726-9026 usbank.com
Monterra Credit Union
40 Cabrillo Hwy N, Half Moon Bay, CA 94019
(650) 363-1725 monterra.org

What Does a VA Loan Specialist in Half Moon Bay Cost?

VA loan specialist fees in California typically range from 0% to 1% of the loan amount, though some specialists charge a flat fee of $500 to $1,500. The VA funding fee for first-time use is 2.15% of the loan amount for regular military and 2.4% for Reserve or National Guard, with reduced rates for subsequent uses. Costs vary by case and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Half Moon Bay?
A VA loan specialist is a mortgage professional who focuses on VA-backed home loans for veterans and military families. They understand California specific rules, including the CalVet loan program and local property tax exemptions for disabled veterans.
What are the VA loan eligibility requirements in California?
To qualify for a VA loan in California, you must meet service requirements set by the U.S. Department of Veterans Affairs. This typically includes 90 days of active service during wartime or 181 days during peacetime, or 6 years in the National Guard or Reserves.

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