Find VA Loan Specialists Near You in Hermosa Beach, CA
Looking for a va loan specialist in Hermosa Beach? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of California before hiring.
Showing 7 va loan specialists in Hermosa Beach, CA
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What Does a VA Loan Specialist in Hermosa Beach Cost?
Typical costs for a VA loan specialist in California include an origination fee of 1% to 2% of the loan amount and third-party fees for appraisal credit report and title insurance. In Los Angeles County these third-party fees range from 800 to 1500. The VA funding fee for first-time use is 2.3% of the loan amount for regular military and 2.3% for reserves or National Guard. Costs vary by loan size and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Hermosa Beach?
You must meet VA service requirements including 90 days of active duty during wartime or 181 days during peacetime. A Certificate of Eligibility from the VA is required. California does not impose additional state-level eligibility rules beyond federal standards.
Can I use a VA loan to buy a condo in Hermosa Beach?
Yes but the condo project must be VA-approved. Many Hermosa Beach condos are not automatically approved so your specialist will check the VA list. If the project is not approved you may need a spot approval process which can take extra time.
Are there any California-specific fees for VA loans?
California does not charge a state-level VA loan fee. However you may pay a VA funding fee unless you are exempt due to a service-connected disability. County recording fees and transfer taxes in Los Angeles County apply and vary by property price.