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Looking for a va loan specialist in Loomis? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Loomis, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 va loan specialists in Loomis, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jeff Eberhart, Edge Home Finance
3669 Taylor Rd Ste 673, Loomis, CA 95650
9166063779
Manresa Mortgage, Mortgage Broker
3875 Taylor Rd # B, Loomis, CA 95650
9168727975
American Pacific Mortgage (NMLS #1946906)
3565 Taylor Rd # B, Loomis, CA 95650
9165171800
VA loan specialists in Loomis, California help veterans and active duty service members secure home financing with no down payment and competitive rates. California law provides additional protections for military borrowers under the California Military and Veterans Code. Loomis residents benefit from local specialists who understand the Sacramento area real estate market and can guide you through the VA funding fee and entitlement process.
What Does a VA Loan Specialist in Loomis Cost?
VA loan specialist costs in California generally include an origination fee of up to 1 percent of the loan amount, plus third-party fees for appraisal, credit report, and title insurance. Typical total closing costs range from 2 to 5 percent of the loan value. For a $400,000 home in Loomis, you might pay $8,000 to $20,000 in closing costs, though some costs can be negotiated or rolled into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Loomis?
To qualify for a VA loan in Loomis, you must meet service requirements set by the Department of Veterans Affairs, such as 90 consecutive days of active service during wartime or 181 days during peacetime. California law does not add extra eligibility rules but requires lenders to follow federal guidelines. You also need a valid Certificate of Eligibility from the VA.
Are there California-specific rules for VA loan funding fees?
Yes, California follows federal VA funding fee rules, which range from 0.5 percent to 3.3 percent of the loan amount depending on your down payment and whether it is your first use. California law does not allow lenders to charge additional fees beyond what is permitted by the VA. Disabled veterans may be exempt from the funding fee.
How long does a VA loan process take in Loomis?
The VA loan process in Loomis typically takes 30 to 45 days from application to closing. California law requires lenders to provide a Loan Estimate within three business days of application. Delays can occur if the property needs a VA appraisal or if there are title issues specific to Placer County.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.