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Directory of va loan specialists in Menlo Park, California. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Menlo Park, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 va loan specialists in Menlo Park, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Menlo Park VA Medical Center
Menlo Pk VA Medical Ctr, 795 Willow Rd, Menlo Park, CA 94025
6506149997
YouLand
2740 Sand Hill Rd Suite 100, Menlo Park, CA 94025
8339685263
Serenity Home Loans
3875 Bohannon Dr #2520, Menlo Park, CA 94026
6508001520
Vale Capital
770 Menlo Ave #201, Menlo Park, CA 94025
6506007250
Victor Chow - 985762 - Wells Fargo Home Mortgage
735 Santa Cruz Ave, Menlo Park, CA 94025
5103355592
VA loan specialists in Menlo Park California help veterans and active duty service members navigate the home buying process using VA backed loans. These specialists understand California specific rules such as the VA funding fee exemption for disabled veterans and the state level property tax exemptions for qualifying veterans. Menlo Park is located in San Mateo County where median home prices are high making VA loan expertise valuable for structuring offers and meeting appraisal requirements.
What Does a VA Loan Specialist in Menlo Park Cost?
VA loan specialists in California typically do not charge separate fees for their services as they are compensated through the lender. However borrowers may pay an origination fee ranging from 0.5 percent to 1 percent of the loan amount. The VA funding fee for first time use is 2.15 percent of the loan amount for regular military and 2.4 percent for reserves or National Guard. This fee is reduced for subsequent uses and waived for disabled veterans. Costs vary by lender and loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Menlo Park?
A VA loan specialist helps veterans obtain a VA guaranteed home loan by guiding them through eligibility requirements lender processes and California specific closing procedures. They assist with Certificate of Eligibility applications and explain how California property tax exemptions may apply.
Are there California specific rules for VA loans?
Yes California has unique rules such as the CalVet home loan program for veterans who do not qualify for a standard VA loan. Additionally California law requires lenders to provide a Good Faith Estimate and a California specific disclosure about the right to cancel within three business days.
How do I find a VA loan specialist in Menlo Park?
You can search online directories or ask your real estate agent for referrals to VA loan specialists in Menlo Park. Look for lenders who are approved by the Department of Veterans Affairs and have experience with high cost California markets.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.