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Compare va loan specialists in Morro Bay. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Morro Bay, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 va loan specialists in Morro Bay, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Envoy Mortgage - Morro Bay, CA
310 Morro Bay Blvd Suite 101, Morro Bay, CA 93442
8052256166
Sean Mertens - Assist Home Loans
1185 Las Tunas St, Morro Bay, CA 93442
8055409909
Steve Dinielli
310 Morro Bay Blvd, Morro Bay, CA 93442
8057723863
Columbia Bank
898 Morro Bay Blvd, Morro Bay, CA 93442
8059954355
Central Coast Lending
601 Morro Bay Blvd Suite B, Morro Bay, CA 93442
8055435626
Michael McAvoy - Chase Home Lending Advisor - NMLS ID 1547403
595 Morro Bay Blvd, Morro Bay, CA 93442
8057724478
MMC LENDING _ Corey Jones_ Branch Manager
1163 Main St, Morro Bay, CA 93442
8052255225
Reverse Mortgage Specialist
365 Surf St, Morro Bay, CA 93442
8057723658
A VA loan specialist in Morro Bay California helps veterans and active duty service members navigate the VA home loan process. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Morro Bay veterans can use their VA benefit to purchase a home with no down payment and no private mortgage insurance.
What Does a VA Loan Specialist in Morro Bay Cost?
Typical costs for a VA loan specialist in California include an origination fee of up to 1 percent of the loan amount. Other fees may include appraisal costs around $500 to $700 and title insurance fees that vary by property value. California also charges documentary transfer tax at the county level. Note that this is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Morro Bay do?
A VA loan specialist helps you understand your eligibility gather required documents and guide you through the VA loan application process. They can also explain California specific property tax exemptions for veterans.
Do I need a Certificate of Eligibility for a VA loan in California?
Yes you must have a valid Certificate of Eligibility from the VA. Your specialist can help you obtain this document online or by mail.
Are there California specific rules for VA loans?
California has a VA loan limit that varies by county. For 2024 the standard limit is $766,550 in most areas but can be higher in expensive counties like San Luis Obispo.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.