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Compare va loan specialists in Oakdale. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Oakdale, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 va loan specialists in Oakdale, CA
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VA loan specialists in Oakdale, California help veterans and active duty service members obtain home financing with no down payment. California law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Oakdale residents benefit from local specialists who understand the Central Valley housing market and can guide them through the VA funding fee and county loan limits.
What Does a VA Loan Specialist in Oakdale Cost?
Typical costs for a VA loan specialist in California range from zero direct fees to a loan origination fee of up to 1 percent of the loan amount. Closing costs in Oakdale usually fall between 2 percent and 5 percent of the purchase price, including appraisal fees, title insurance, and recording fees. California law limits certain closing costs and requires lenders to disclose all fees in writing. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Oakdale?
A VA loan specialist is a mortgage professional who helps veterans and military members apply for VA-backed home loans. They assist with eligibility certificates, property appraisals, and closing processes specific to Stanislaus County.
Do I need a California real estate license to use a VA loan?
No, you do not need a real estate license to use a VA loan. However, the loan officer must be licensed by the California Department of Financial Protection and Innovation to originate mortgages in the state.
What are the VA funding fee rates for California loans?
The VA funding fee varies from 1.4 percent to 3.6 percent of the loan amount depending on your down payment and service category. Disabled veterans and surviving spouses are exempt from this fee under California and federal law.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.