Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 va loan specialists in Oakland, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brady Thomas | LaSalle Mortgage - NMLS #396946
4200 Broadway Suite 2, Oakland, CA 94611
5105010504
Vic Joshi's Straight Deal Mortgage
4811 Telegraph Ave #511, Oakland, CA 94609
5106552868
Jay Sondhi | U.S. Bank | Oakland Mortgage Loan Officer
1998 Mountain Blvd, Oakland, CA 94611
5107312887
Levias Lending LLC
5608 Shattuck Ave., Oakland, CA 94609
5109297234
LaSalle Mortgage
4200 Broadway Suite 2, Oakland, CA 94611
5103394300
Lara Blake | RPM Mortgage, Inc.
3608 Grand Ave #203, Oakland, CA 94610
5102019099
Chiu Kui at Guaranteed Rate Affinity (NMLS #250467)
6137 La Salle Ave, Oakland, CA 94611
9252541419
U.S. Bank-Mortgage Loan Officer-Cesar Ortiz
1970 Franklin St, Oakland, CA 94612
4157742212
Royal Kirkland III - Chase Home Lending Advisor - NMLS ID 927022
5114 Broadway, Oakland, CA 94611
7076948081
What Does a VA Loan Specialist in Oakland Cost?
VA loan specialists in California typically charge an origination fee of 1% to 2% of the loan amount. Some specialists offer flat fees ranging from $500 to $1,500. The VA funding fee for first-time use is 2.15% for regular military and 2.4% for reserves, though this fee can be waived for disabled veterans. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Oakland do?
A VA loan specialist guides you through the VA loan process, from obtaining your Certificate of Eligibility to closing. They explain California-specific rules, such as the state funding fee and county loan limits for Alameda County.
Are there California-specific rules for VA loans?
Yes. California requires lenders to provide a Military and Veterans Code disclosure. The state also offers a property tax exemption for disabled veterans, which a specialist can help you understand.
How long does a VA loan take in Oakland?
A typical VA loan in California takes 30 to 45 days from application to closing. Delays can occur if the property needs a pest inspection or if the appraisal hits California-specific issues like earthquake zone requirements.