Find VA Loan Specialists Near You in Orange, CA
Looking for a va loan specialist in Orange? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of California before hiring.
Showing 12 va loan specialists in Orange, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a VA Loan Specialist in Orange Cost?
Typical costs for a VA loan specialist in California include an origination fee of up to 1% of the loan amount and third party fees for appraisal, credit report, and title search. These fees total between $2,500 and $5,000 on average. The VA funding fee ranges from 1.4% to 3.6% of the loan. Costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Orange California?
You must have served at least 90 days of active service during wartime or 181 days during peacetime. National Guard and Reserve members may qualify after six years. A Certificate of Eligibility from the VA is required.
How does the VA funding fee work in California?
The VA funding fee is a one-time charge that ranges from 1.4% to 3.6% of the loan amount depending on your down payment and service category. This fee can be rolled into the loan. Veterans with a service-connected disability may be exempt.
Are there California specific rules for VA loan appraisals?
Yes, California requires VA appraisers to follow state specific guidelines for property condition and termite inspection. The appraisal must meet VA minimum property requirements and comply with California building codes.