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Showing 4 va loan specialists in Pacifica, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Direct Mortgage Funding
205 Rockaway Beach Ave #3, Pacifica, CA 94044
6505046487
Darlene Gonzalez at Citywide (NMLS #483911)
205 Rockaway Beach Ave #3, Pacifica, CA 94044
3124141151
Debra Gonzalez Citywide Home Mortgage nmls 1319762
205 Rockaway Beach Ave, Pacifica, CA 94044
4155957650
Jen Castaneda at Supreme Lending
235 Rockaway Beach Ave # 4, Pacifica, CA 94044
6502704663
What Does a VA Loan Specialist in Pacifica Cost?
Typical costs for a VA loan specialist in California include a flat fee ranging from $500 to $1,500 or a percentage of the loan amount, often 0.5% to 1%. The VA funding fee is 2.15% for first-time use with zero down payment, but it can be waived for disabled veterans. Other costs include appraisal fees around $500 to $700 and title insurance. Note that costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Pacifica do?
A VA loan specialist helps veterans and military members understand VA loan eligibility, apply for a Certificate of Eligibility, and find lenders. They guide clients through California specific requirements like the state limit on VA loan funding fees. Their goal is to simplify the process for buying a home in Pacifica.
Do I need a California specific VA loan specialist?
Yes, because California has unique rules for VA loans, such as the state maximum loan limit which was $726,200 for most counties in 2023. A specialist familiar with Pacifica can help with local property tax exemptions for disabled veterans. They also understand the timeline for closing a VA loan in California, which typically takes 30 to 45 days.