Find VA Loan Specialists in Pasadena, CA
Compare va loan specialists in Pasadena. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of California before hiring.
Showing 16 va loan specialists in Pasadena, CA
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What Does a VA Loan Specialist in Pasadena Cost?
Typical costs for a VA loan specialist in California include an origination fee of 1 percent of the loan amount and a VA funding fee of 2.15 percent for first-time use with no down payment. Appraisal fees range from 500 to 800 dollars and escrow fees vary from 1,000 to 3,000 dollars. Some lenders may charge a flat fee of 500 to 1,500 dollars for processing. Costs depend on loan size and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Pasadena?
To qualify for a VA loan in Pasadena you must meet service requirements set by the Department of Veterans Affairs. This includes active duty for at least 90 days during wartime or 181 days during peacetime. National Guard and Reserve members may also qualify after six years of service.
Are there California-specific rules for VA loans?
Yes California has specific rules including a limit on funding fees and a requirement for a Notice of Default if the loan goes into default. California also requires VA loans to comply with state escrow laws and the Homeowner Bill of Rights for foreclosure protections.
How long does the VA loan process take in Pasadena?
The VA loan process in Pasadena typically takes 30 to 45 days from application to closing. California law requires a three-day right of rescission for refinances. Delays can occur if the VA appraisal finds needed repairs or if title issues arise.