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Compare va loan specialists in Patterson. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Patterson, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 va loan specialists in Patterson, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Generations Home Loans- Brenda Araisa
4 N Salado Ave, Patterson, CA 95363
2096485534
Patterson Financial
1701 E Marshall Rd, Patterson, CA 95363
2098928161
Mason McDuffie Mortgage Company Bertha Medina
100 N 3rd St, Patterson, CA 95363
2093459229
Yosemite Farm Credit - Patterson Office
345 W Las Palmas Ave, Patterson, CA 95363
2098926136
A VA loan specialist in Patterson, California helps veterans and active duty service members secure home financing with no down payment. California law provides additional property tax exemptions for disabled veterans under the Veterans Exemption. Patterson is in Stanislaus County, where VA loans are widely used for single-family homes and rural properties.
What Does a VA Loan Specialist in Patterson Cost?
Typical costs for a VA loan specialist in California include a funding fee of 1.25 to 3.3 percent of the loan amount for first-time use, though some veterans are exempt. Lender origination fees range from 0.5 to 1 percent of the loan. Appraisal fees in Stanislaus County are around 500 to 700 dollars. Costs vary by situation and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic eligibility requirements for a VA loan in Patterson California?
You must have served a minimum period of active duty or be a qualifying spouse. California follows federal VA guidelines requiring a valid Certificate of Eligibility. There is no minimum credit score set by the VA, but most lenders in California require a 620 or higher.
Are there any California-specific benefits for VA loan holders?
Yes, California offers a partial property tax exemption for disabled veterans under Revenue and Taxation Code Section 205. This can reduce the taxable value of your home. Also, VA loans in California have no prepayment penalties.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.