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Compare va loan specialists in Pinole. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Pinole, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 va loan specialists in Pinole, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HomeLoans by Evelyn Chong
953 San Pablo Ave Suite A, Pinole, CA 94564
5106806394
Janice Carroll - Barrett Financial Group
2284 San Pablo Ave, Pinole, CA 94564
5109280566
Edward Carroll | Mortgage Broker | MLO 1037433 | Barrett Financial Group LLC
A VA loan specialist in Pinole, California can help eligible veterans, active duty service members, and surviving spouses obtain a home loan with no down payment. California law requires lenders to provide certain disclosures about property taxes and insurance. Pinole is in Contra Costa County, where VA loan limits may apply for certain loan types.
What Does a VA Loan Specialist in Pinole Cost?
VA loan specialists in California typically charge an origination fee of 0.5% to 1.0% of the loan amount. Third party costs like appraisal and title insurance range from $500 to $1,500. The VA funding fee for first time use is 2.15% of the loan amount for regular military and 2.4% for reserves or National Guard. This fee is reduced for subsequent uses. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Pinole do?
A VA loan specialist guides you through the VA home loan process from pre approval to closing. They help you understand your Certificate of Eligibility and the specific requirements for properties in Pinole. They also explain California specific rules like the funding fee exemption for disabled veterans.
Do I need a VA loan specialist in Pinole or can I use any lender?
You can use any VA approved lender, but a specialist familiar with Pinole and Contra Costa County can help with local property tax rates and appraisal issues. California has strict timelines for loan disclosures under the Truth in Lending Act. A local specialist can help you meet these deadlines.
What are the California specific rules for VA loans?
California requires lenders to provide a Loan Estimate within three business days of application. The state also has a 10 day right of rescission for refinances. VA loans in California do not require mortgage insurance, but you must pay a one time funding fee unless exempt due to disability.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.