Skip to main content

VA Loan Specialists in Rancho Mirage, CA

Browse va loan specialists serving Rancho Mirage, California. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Rancho Mirage, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 va loan specialists in Rancho Mirage, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NEXA Mortgage, Steve Dominguez
41-750 Rancho Las Palmas Dr Ste K-2, Rancho Mirage, CA 92270
7607743518
Sarrah DavenportGonzalez
2 Whispering Wind Ct, Rancho Mirage, CA 92270
9092544456

A VA loan specialist in Rancho Mirage California helps veterans and active duty service members obtain home financing with no down payment. California law requires lenders to provide a Good Faith Estimate within three days of a loan application. Rancho Mirage is in Riverside County where VA loan limits for 2025 are set at the standard county ceiling of $766,550 for most areas.

What Does a VA Loan Specialist in Rancho Mirage Cost?

Typical costs for a VA loan specialist in California include an origination fee of up to 1 percent of the loan amount and third party fees for appraisal title and escrow. These fees usually range from 3000 to 8000 dollars depending on the loan size and property location. The VA funding fee is 2.15 percent for first time use with zero down payment but may be waived for disabled veterans. Note that this is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist in Rancho Mirage do?
A VA loan specialist guides veterans through the VA home loan process including certificate of eligibility funding fee and property requirements. They help with lender selection and ensure compliance with California disclosure laws.
What are the California specific rules for VA loans?
California requires lenders to provide a Loan Estimate within three business days of application. The state also mandates a specific Notice of Right to Cancel for refinances. VA loans in California do not require mortgage insurance.
How do I find a VA loan specialist in Rancho Mirage?
You can search for VA approved lenders through the VA website or contact local real estate agents who work with military families. Check that the specialist has a California Department of Real Estate license and experience with VA loans.