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Compare VA Loan Specialists in Rancho Palos Verdes, CA

Directory of va loan specialists in Rancho Palos Verdes, California. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Rancho Palos Verdes, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 va loan specialists in Rancho Palos Verdes, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Excel Funding Real Estate Services, Inc.
28924 S Western Ave #110, Rancho Palos Verdes, CA 90275
3107842828
Vanessa Jezin Mortgage
15 Miraleste Plaza, Rancho Palos Verdes, CA 90275
3107394011
Bank of America Home Loans
430 Silver Spur Rd, Rancho Palos Verdes, CA 90275
3108963620

VA loan specialists in Rancho Palos Verdes help veterans and active duty service members secure home financing with no down payment and competitive rates. California law provides additional protections for veterans including the California Veterans Property Tax Exemption which can reduce property taxes. These specialists guide clients through the entire loan process from certificate of eligibility to closing.

What Does a VA Loan Specialist in Rancho Palos Verdes Cost?

VA loan specialists in California typically charge fees that range from 1 to 2 percent of the loan amount. Some specialists charge a flat fee between 500 and 1500 dollars. The VA funding fee for first time use is 2.3 percent of the loan amount for regular military and 2.3 percent for reserves. Costs vary by situation and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist do in Rancho Palos Verdes?
A VA loan specialist helps veterans understand their home loan benefits and guides them through the application process. They assist with obtaining the Certificate of Eligibility and ensure the property meets VA minimum property requirements. Specialists also coordinate with lenders and real estate agents to close the loan smoothly.
What are the California specific benefits for VA loans?
California offers the California Veterans Property Tax Exemption which reduces property taxes for qualifying veterans. The state also has the CalVet Home Loan program for veterans who do not qualify for federal VA loans. California law requires lenders to provide clear disclosure of all fees and terms for VA loans.
How long does the VA loan process take in California?
The VA loan process in California typically takes 30 to 45 days from application to closing. This timeline can vary based on property condition and lender workload. California law requires a three day right of rescission period after signing loan documents.