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Find VA Loan Specialists Near You in San Francisco, CA
Compare va loan specialists in San Francisco. Review contact information and insurance categorys before you decide.
14 agents listed
Updated May 2026
San Francisco, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 14 va loan specialists in San Francisco, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
SunnyHill Financial
600 California St Suite 12-032, San Francisco, CA 94108
Phillip Cannon | SVP of Mortgage Lending | Guaranteed Rate
636 4th St, San Francisco, CA 94107
4154294971
Chase Mortgage
4669 Mission St, San Francisco, CA 94112
4155855054
VA Home Loan Centers
201 Spear St, San Francisco, CA 94105
8885546846
U.S. Bank-Justin Brilman-Mortgage Loan Officer
U.S. Bank Area Served, San Francisco, CA 94110
4153650718
U.S. Bank-Mortgage Loan Officer-Kalvin Lim
1 California St Ste 1000, San Francisco, CA 94111
6509463333
VA Home Loan Centers
201 Spear St, San Francisco, CA 94105
8885546846
VA loan specialists in San Francisco help veterans active duty service members and eligible surviving spouses secure home financing with no down payment. California law provides additional protections for military borrowers including the California Military and Veterans Code which can affect loan terms. These specialists understand local market conditions and the specific requirements of VA loans in the Bay Area.
What Does a VA Loan Specialist in San Francisco Cost?
VA loan specialists in California typically charge an origination fee of 1 to 2 percent of the loan amount. For a San Francisco home priced at 1 million dollars this fee would be 10000 to 20000 dollars. Other costs include appraisal fees around 500 to 700 dollars and title insurance which varies by county. Some specialists offer reduced fees for disabled veterans. This is general information and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist and why use one in San Francisco?
A VA loan specialist is a mortgage professional who focuses on loans guaranteed by the Department of Veterans Affairs. In San Francisco they help you navigate high property prices and local housing regulations. They also ensure you meet the unique occupancy and income requirements set by the VA.
What are the eligibility requirements for a VA loan in California?
You must have served a minimum period of active duty or be a qualifying National Guard or Reserve member. You also need a valid Certificate of Eligibility from the VA. California does not add extra state-level eligibility rules but your specialist will verify your service record and credit profile.
Are there California-specific benefits for VA loan borrowers?
Yes California offers a property tax exemption for disabled veterans and their surviving spouses. The state also has a CalVet Home Loan program for veterans who do not qualify for a standard VA loan. Your specialist can explain how these programs interact with federal VA benefits.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.