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Browse va loan specialists serving Santa Barbara, California. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Santa Barbara, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 va loan specialists in Santa Barbara, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dawn Flori NMLS# 2348631 | The Kelly Marsh Team at Cornerstone Home Lending
1828 State St, Santa Barbara, CA 93101
8055631100
Austin Lampson at OriginPoint NMLS 2185899
1525 State St #104, Santa Barbara, CA 93101
8058697100
Loan Closet
360 Olive St, Santa Barbara, CA 93101
8056906235
Susan Bonanno - Mortgage Advisor
5290 Overpass Rd STE 123, Santa Barbara, CA 93111
8052526324
Vicky Reese - TIME Lending Mortgage Broker
3820 State St D, Santa Barbara, CA 93105
8058864052
Ranch & Coast Mortgage Group, Inc.
1117 State St, Santa Barbara, CA 93101
8054486932
Michele Herrera at CrossCountry Mortgage
319 E Carrillo St Suite 104, Santa Barbara, CA 93101
8057705517
Jeff Bochsler at Rate (NMLS #770636)
1165 Coast Village Rd C, Santa Barbara, CA 93108
8052901828
Matt Genovese - MG Lending
1114 State St # 237, Santa Barbara, CA 93101
8058860878
Leah Gaona at CrossCountry Mortgage
319 E Carrillo St Suite 104, Santa Barbara, CA 93101
8057705502
Diana MacFarlane - Mortgage Lender
606 Calle De Los Amigos, Santa Barbara, CA 93105
8058868269
Sherri Reccord
222 E Carrillo St Suite 107, Santa Barbara, CA 93101
9492034559
Christian Menard at Rate (NMLS #1470201)
1165 Coast Village Rd C, Santa Barbara, CA 93108
8058685116
Valerie Gonzales at CrossCountry Mortgage
319 E Carrillo St Suite 104, Santa Barbara, CA 93101
8055504325
Paragon Mortgage Group
1215 De La Vina St STE G, Santa Barbara, CA 93101
8058991390
Tim Dugan
8 W Victoria St, Santa Barbara, CA 93101
8056891370
McAdams Financial Services
217 E Anapamu St, Santa Barbara, CA 93101
8059631496
Vanguard Hard Money
351 Hitchcock Way ste 230-b, Santa Barbara, CA 93105
7149560508
The Dream Team @ Movement Mortgage
222 E Carrillo St Suite 107, Santa Barbara, CA 93101
8058868318
Rate
1165 Coast Village Rd C, Santa Barbara, CA 93108
8053358686
A VA loan specialist in Santa Barbara California can help veterans and active duty service members navigate the home buying process. California law provides additional property tax exemptions for disabled veterans. Local specialists understand the Santa Barbara real estate market and can guide you through California specific escrow and funding timelines.
What Does a VA Loan Specialist in Santa Barbara Cost?
VA loan specialists in California typically charge a flat fee between 500 and 1500 dollars for their services. Some specialists may charge a percentage of the loan amount, usually 0.5 to 1 percent. Costs vary based on the complexity of your case and the specialist experience. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Santa Barbara?
A VA loan specialist helps veterans understand their VA home loan benefits. They assist with the Certificate of Eligibility, lender requirements, and California specific property tax exemptions. They do not provide loans but guide you through the process.
Are there California specific rules for VA loans?
Yes. California has a 30 day escrow period standard for VA loans. The state also offers a Disabled Veterans Property Tax Exemption for veterans with a 100% service connected disability. California law limits VA loan funding fees for certain disabled veterans.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.