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Directory of va loan specialists in Sebastopol, California. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Sebastopol, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 va loan specialists in Sebastopol, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
West-Cal Mortgage
101 Morris St #211, Sebastopol, CA 95472
7074909413
John Fisher- Mainstreet Mortgage and C2 Financial
2839 Blucher Valley Rd, Sebastopol, CA 95472
7078297094
Finance of America Mortgage LLC
130 S Main St, Sebastopol, CA 95472
7078871275
Cottingham Mortgage Inc - by appointment only
130 Petaluma Ave #2f, Sebastopol, CA 95472
7078236646
A VA loan specialist in Sebastopol California can guide you through the process of obtaining a VA backed home loan. California law provides additional protections for veterans including property tax exemptions under Revenue and Taxation Code Section 205. These specialists understand local market conditions in Sonoma County and can help you navigate the specific requirements for VA loans in California.
What Does a VA Loan Specialist in Sebastopol Cost?
VA loan specialists in California typically do not charge a fee directly to the borrower. Instead they are compensated by the lender through origination fees or commission. These costs are often rolled into the loan and can range from 0.5% to 1.5% of the loan amount. For a $500,000 home this could be $2,500 to $7,500. Some specialists may charge a flat consultation fee of $100 to $300. Costs vary by situation and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Sebastopol?
A VA loan specialist helps veterans and active duty service members apply for and secure VA home loans. They assist with certificate of eligibility, lender requirements, and California specific property tax exemptions.
Are there California specific rules for VA loans?
Yes California offers a veterans property tax exemption under Revenue and Taxation Code Section 205. This exemption reduces the taxable value of a primary residence for qualifying veterans. A specialist can explain how this applies to your Sebastopol home purchase.
How do I choose a VA loan specialist in Sebastopol?
Look for a specialist with experience in California VA loans and knowledge of Sonoma County real estate. Check their credentials and client reviews. Ask about their familiarity with local lenders and closing timelines.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.