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Compare VA Loan Specialists in Solana Beach, CA

Looking for a va loan specialist in Solana Beach? Review the directory below to compare your options.

8 agents listed
Updated May 2026
Solana Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 va loan specialists in Solana Beach, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Greg Wynn - Mortgage Broker
514 Via De La Valle UNIT 202, Solana Beach, CA 92075
6195509885
Stone Bridge Mortgage
514 Via De La Valle UNIT 202, Solana Beach, CA 92075
8003730672
Kevin Hall, Real Estate & Mortgage
514 Via De La Valle, Solana Beach, CA 92075
3238542814
All Western Mortgage
155 Hwy 101 #7, Solana Beach, CA 92075
7142354294
Julie Ozanich at Stone Bridge Mortgage
514 Via De La Valle UNIT 202, Solana Beach, CA 92075
8582041254
Coastal Pacific Mortgage Corporation
251 La Barranca Dr, Solana Beach, CA 92075
6199814854
Steve O'Brien
514 Via De La Valle, Solana Beach, CA 92075
8582543694
Veterans Rally Home Loans
101 N Acacia Ave #108, Solana Beach, CA 92075
8772978055

A VA loan specialist in Solana Beach helps veterans and active duty service members secure home financing with zero down payment. California law requires lenders to follow specific disclosure rules under the California Residential Mortgage Lending Act. Solana Beach properties near the coast may also require additional flood zone documentation for VA appraisals.

What Does a VA Loan Specialist in Solana Beach Cost?

VA loan specialists in California typically charge origination fees between 0.5% and 1% of the loan amount. Some lenders may also charge processing or underwriting fees ranging from $500 to $1,500. The VA funding fee for first-time use is 2.15% of the loan amount for regular military and 2.4% for reserves. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist do in Solana Beach?
A VA loan specialist guides veterans through the VA loan process including certificate of eligibility and appraisal requirements. They also help with California-specific rules like the VA funding fee exemption for disabled veterans.
Do VA loans require a down payment in California?
No, VA loans typically require no down payment for eligible borrowers. This applies to homes in Solana Beach and throughout California as long as the purchase price does not exceed the county VA loan limit.