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Compare VA Loan Specialists in Sonoma, CA

Looking for a va loan specialist in Sonoma? Review the directory below to compare your options.

3 agents listed
Updated June 2026
Sonoma, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 3 va loan specialists in Sonoma, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jennifer Brown at CrossCountry Mortgage
760 W Napa St, Sonoma, CA 95476
(415) 336-7782 terraccm.com
Gary Umholtz at Rate (NMLS #302500)
190 W Napa St Suite #101, Sonoma, CA 95476
(707) 492-1126 rate.com
Rate
190 W Napa St Suite #101, Sonoma, CA 95476
(707) 492-1126 rate.com

VA loan specialists in Sonoma, California help veterans and active duty military members secure home financing with no down payment. California law requires lenders to provide a Good Faith Estimate within three days of a loan application. Sonoma County offers additional local housing assistance programs for qualified veterans.

What Does a VA Loan Specialist in Sonoma Cost?

VA loan specialist fees in California generally range from 1% to 2% of the loan amount for origination and processing. Additional costs include appraisal fees around $500 to $700 and title insurance. The VA funding fee for first-time use is 2.15% of the loan amount for regular military and 2.4% for reserves. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Sonoma?
A VA loan specialist is a mortgage professional who guides veterans through the VA home loan process. They help with certificate of eligibility, property requirements, and California-specific closing procedures.
What are the requirements for a VA loan in California?
You need a valid Certificate of Eligibility from the VA and meet service requirements. California also requires a funding fee unless you are exempt due to a service-connected disability.
How long does the VA loan process take in Sonoma?
The process typically takes 30 to 45 days from application to closing. California law mandates a three-day right of rescission after signing loan documents.

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