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VA Loan Specialists in South Gate, CA

Directory of va loan specialists in South Gate, California. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
South Gate, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 va loan specialists in South Gate, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage, Bank of America
4400 Tweedy Blvd, South Gate, CA 90280
3236772938
The Mortgage Lenders-South Gate
3517 Tweedy Blvd B, South Gate, CA 90280
3234840955

VA loan specialists in South Gate, California help veterans and active duty service members navigate the home buying process. California law requires lenders to provide a Good Faith Estimate of closing costs within three days of application. South Gate is in Los Angeles County, where VA loan limits for 2025 are set at $1,209,750 for most areas.

What Does a VA Loan Specialist in South Gate Cost?

VA loan specialists in California typically charge origination fees ranging from 0.5 to 1.0 percent of the loan amount. Closing costs in South Gate average between 2 and 5 percent of the purchase price, including appraisal fees around 500 to 700 dollars and title insurance. Some costs may be paid by the seller under California law. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in South Gate?
A VA loan specialist is a mortgage professional who helps veterans obtain VA-backed home loans. They guide you through eligibility, funding fees, and California-specific property requirements like termite inspections.
What documents do I need for a VA loan in South Gate?
You need your Certificate of Eligibility, DD Form 214 or statement of service, recent pay stubs, tax returns, and bank statements. California lenders also require a valid ID and proof of residency.
Are there California-specific rules for VA loans?
Yes, California requires a natural hazard disclosure for properties in flood or fire zones. Also, VA loans in California have a funding fee that varies from 1.25 to 3.3 percent of the loan amount depending on your down payment and service history.