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Showing 7 va loan specialists in Tehachapi, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Valley Strong Credit Union
1002 W Tehachapi Blvd, Tehachapi, CA 93561
8002213311
Nations Lending - Tehachapi, CA Branch - NMLS: 2246249
1054 W Valley Blvd ste b, Tehachapi, CA 93561
6615540404
American Pacific Mortgage Tehachapi
101 E Tehachapi Blvd, Tehachapi, CA 93561
6618225523
Alysha Boles, Mortgage Advisor
303 S Robinson St, Tehachapi, CA 93561
6618587214
Terri McKeehan
122 S Green St Suite 5 Office 11, Tehachapi, CA 93561
5203310629
America Home Loans
20437 Brian Way, Tehachapi, CA 93561
6618234900
imortgage
801 W Tehachapi Blvd #3, Tehachapi, CA 93561
6618231427
What Does a VA Loan Specialist in Tehachapi Cost?
Typical costs for a VA loan specialist in California include an origination fee of up to 1 percent of the loan amount and third party fees for appraisal credit report and title services. These third party fees usually range from 500 to 1500 dollars. The VA funding fee is required unless waived for disabled veterans. Costs vary by lender loan amount and property location. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Tehachapi?
Eligibility is based on service requirements set by the VA such as 90 consecutive days of active service during wartime or 181 days during peacetime. You must have a valid Certificate of Eligibility from the VA. The property must be your primary residence and meet VA minimum property requirements.
Are there California specific rules for VA loan funding fees?
Yes California does not add state specific funding fees but the VA charges a one time funding fee that varies by loan type and down payment. For first time use with no down payment the fee is 2.15 percent of the loan amount. Disabled veterans may be exempt from this fee.
How long does a VA loan approval take in Tehachapi?
The VA loan process in California typically takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs to meet VA requirements or if appraisal issues arise. Working with a specialist familiar with Tehachapi market conditions can help streamline the process.