Skip to main content

Find VA Loan Specialists in Fruita, CO

Looking for a va loan specialist in Fruita? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Fruita, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 3 va loan specialists in Fruita, CO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Town & Country Finance Corp.
122 E Aspen Ave, Fruita, CO 81521
9708584752
Canvas Credit Union Fruita Branch
577 Kokopelli Dr, Fruita, CO 81521
3036912345
Grand Valley Home Loans
127 N Cherry St C, Fruita, CO 81521
9702509876

A VA loan specialist in Fruita, Colorado helps veterans and active duty service members navigate the home buying process using their VA home loan benefit. Fruita is located in Mesa County, where property values and closing costs can vary. Colorado law requires lenders to provide a Good Faith Estimate and a Loan Estimate to borrowers, ensuring transparency in fees and terms.

What Does a VA Loan Specialist in Fruita Cost?

VA loan specialist services in Colorado typically cost between 500 and 1500 dollars, depending on the complexity of your case and the lender. Some specialists charge a flat fee, while others may include costs in the loan origination fee. The VA funding fee ranges from 1.4 to 3.6 percent of the loan amount, depending on your down payment and service category. Closing costs in Mesa County average 3 to 5 percent of the home price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist in Fruita do?
A VA loan specialist guides veterans through the VA home loan process, from obtaining a Certificate of Eligibility to finding a lender and closing on a home. They help with paperwork, explain funding fees, and ensure compliance with Colorado lending laws. They do not originate loans themselves but connect you with approved lenders.
Are there Colorado specific rules for VA loans?
Yes. Colorado requires lenders to disclose all fees upfront and follow the Colorado Consumer Protection Act. VA loans in Colorado also have specific appraisal requirements and may involve a veteran property tax exemption for disabled veterans. The VA funding fee in Colorado is the same as the national rate, typically 2.15 percent for first time use with no down payment.
How do I find a VA loan specialist in Fruita?
You can search for VA loan specialists through the Colorado Division of Real Estate or by contacting local mortgage brokers who advertise VA expertise. The VA also provides a list of approved lenders in Mesa County. Always verify the specialist has experience with Colorado specific property laws and VA guidelines.