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Find VA Loan Specialists in Niantic, CT

Browse va loan specialists serving Niantic, Connecticut. Contact information and addresses listed below.

3 agents listed
Updated June 2026
Niantic, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Connecticut before hiring.
Showing 3 va loan specialists in Niantic, CT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Stacy Riley | Total Mortgage - Senior Loan Consultant NMLS 750413
85 Pennsylvania Ave 1st floor, Niantic, CT 06357
(860) 367-3032 totalmortgage.com
Jay Johnston - Total Mortgage, NMLS #149795
85 Pennsylvania Ave 1st Floor, Niantic, CT 06357
(860) 917-5623 totalmortgage.com
Marc Peterson - Total Mortgage NMLS #1780302
85 Pennsylvania Ave 1st floor, Niantic, CT 06357
(860) 460-7168 totalmortgage.com

VA loan specialists in Niantic Connecticut help veterans and active duty service members secure home financing with favorable terms. Connecticut law provides additional property tax exemptions for qualifying veterans, which can reduce the overall cost of homeownership. Working with a local specialist ensures you understand both federal VA guidelines and state specific benefits available in Niantic.

What Does a VA Loan Specialist in Niantic Cost?

Typical costs for VA loan specialist services in Connecticut include an origination fee of up to 1 percent of the loan amount and third party fees for appraisal and credit report. Appraisal fees in Niantic usually range from 500 to 700 dollars. Closing costs generally total 2 to 5 percent of the purchase price but the VA limits which fees the borrower can pay. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist do in Niantic?
A VA loan specialist guides veterans through the VA home loan process from pre approval to closing. They help you understand eligibility requirements and connect you with lenders who offer VA loans. In Connecticut they also advise on state specific benefits like the veterans property tax exemption.
Do I need a VA funding fee in Connecticut?
Most VA borrowers pay a funding fee unless they have a service connected disability or are a surviving spouse. The fee ranges from 1.4 percent to 3.6 percent of the loan amount depending on your down payment and whether it is your first use. Connecticut does not add any extra state fee to this charge.

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