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Compare VA Loan Specialists in Waterford, CT

Looking for a va loan specialist in Waterford? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Waterford, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 3 va loan specialists in Waterford, CT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gateway Mortgage Services, LLC
428 Boston Post Rd, Waterford, CT 06385
8605749458
Max Satti - Mortgage Broker
428 Boston Post Rd, Waterford, CT 06385
8609410086
Residential Mortgage Services (RMS)
65 Boston Post Rd, Waterford, CT 06385
8607721500

A VA loan specialist in Waterford Connecticut helps veterans, active duty service members, and eligible surviving spouses secure home financing with favorable terms. Connecticut offers a state-level property tax exemption for qualifying veterans, which can be combined with a VA loan to reduce homeownership costs. Working with a local specialist ensures you understand both federal VA rules and Connecticut-specific requirements, such as the state's conveyance tax exemptions for veterans.

What Does a VA Loan Specialist in Waterford Cost?

Typical costs for a VA loan specialist in Connecticut include an origination fee of up to 1% of the loan amount, plus third-party fees for appraisal, credit report, and title search. The VA funding fee ranges from 1.25% to 3.3% of the loan amount depending on your down payment and service category, though it is waived for disabled veterans. In Waterford, closing costs generally total 2% to 5% of the purchase price. This is general information and does not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Waterford Connecticut?
A VA loan specialist is a mortgage professional who focuses on loans guaranteed by the U.S. Department of Veterans Affairs. They help borrowers in Waterford understand eligibility, obtain a Certificate of Eligibility, and navigate the closing process under Connecticut law.
What are the eligibility requirements for a VA loan in Connecticut?
Eligibility requires meeting VA service requirements, such as 90 days of active service during wartime or 181 days during peacetime. Connecticut does not impose additional state-level eligibility rules, but you must provide a valid DD Form 214 or equivalent documentation.
Are there Connecticut-specific benefits for VA loan borrowers?
Yes, Connecticut offers a veteran property tax exemption that can reduce annual taxes on a primary residence. Additionally, the state has a first-time homebuyer program that may be used alongside a VA loan, though income limits apply.