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Find VA Loan Specialists in Milton, DE

Compare va loan specialists in Milton. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Milton, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Delaware before hiring.
Showing 2 va loan specialists in Milton, DE Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Motto Mortgage Prosperity
16394 Samuel Paynter Blvd #102, Milton, DE 19968
3023135145
Doug McCrea Motto Mortgage Prosperity
16394 Samuel Paynter Blvd #102, Milton, DE 19968
4434529908

Milton, Delaware offers VA loan specialists who help veterans and active duty service members secure home financing. Delaware law provides a property tax exemption for 100% disabled veterans, which can be combined with a VA loan. Local specialists understand Sussex County real estate trends and can guide you through the certificate of eligibility process.

What Does a VA Loan Specialist in Milton Cost?

Typical costs for a VA loan specialist in Delaware range from 500 to 1500 dollars for origination and processing fees. Third-party costs like appraisal and title search add 400 to 800 dollars. The VA funding fee is 2.15% for first-time use with no down payment, but this can be waived for disabled veterans. Costs vary by loan amount and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a VA loan in Milton Delaware?
You must meet service requirements set by the Department of Veterans Affairs, such as 90 days of active duty during wartime or 181 days during peacetime. A valid Certificate of Eligibility is needed. Delaware does not impose additional state-level eligibility rules.
Can I use a VA loan to buy a home in Milton if I have a prior foreclosure?
Yes, but you must wait at least two years from the foreclosure date and show that your credit is restored. The VA requires a clear explanation of the foreclosure and proof of stable income. Each case is reviewed individually.
Are there Delaware-specific fees for VA loans in Milton?
Delaware does not charge state-specific VA loan fees. However, you may pay a county transfer tax in Sussex County of 1.5% of the sale price. The VA funding fee applies unless you are exempt due to a service-connected disability.