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Directory of va loan specialists in Coral Gables, Florida. Verify credentials with the state mortgage licensing authority before hiring.
13 agents listed
Updated May 2026
Coral Gables, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 13 va loan specialists in Coral Gables, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Vice City Lending
2525 Ponce de Leon Blvd Suite #300 - 73, Coral Gables, FL 33134
9542604366
The Ortiz Team at The Mortgage HUB
2525 Ponce de Leon Blvd Suite #300 - 73, Coral Gables, FL 33134
3055877327
Lower Local - Coral Gables Branch
2000 Ponce de Leon Blvd Suite 509E, Coral Gables, FL 33134
3059878726
New American Fundings Florida
220 Alhambra Cir STE 810, Coral Gables, FL 33134
3055274741
Family America Mortgage
50 Minorca Ave #1104, Coral Gables, FL 33134
3054421833
Supreme Lending - Coral Gables
250 Catalonia Ave STE 705, Coral Gables, FL 33134
7864854175
Global G Home Loans, LLC
2100 Coral Wy, Coral Gables, FL 33145
7863015544
Great Florida Lending Inc.
2828 Coral Wy #470, Coral Gables, FL 33145
3058512199
Florida United Lending Mortgage Company
2332 Galiano St, Coral Gables, FL 33134
7864381414
Universal Mortgage
1430 S Dixie Hwy STE 309, Coral Gables, FL 33146
7863324263
Advanced Mortgage Lenders Co
2655 S Le Jeune Rd STE 1105, Coral Gables, FL 33134
3056482030
Grove Capital Finance
1550 Madruga Ave #200, Coral Gables, FL 33146
3054821955
WorldWide Mortgage & Financial, Inc.
300 Sevilla Ave, Coral Gables, FL 33134
3052068765
A VA loan specialist in Coral Gables Florida helps veterans and active duty service members secure home financing through the Department of Veterans Affairs. Florida law provides property tax exemptions for qualified veterans and their surviving spouses. Coral Gables is in Miami Dade County where the median home price often exceeds the standard VA loan limit requiring a specialist to advise on jumbo loan options.
What Does a VA Loan Specialist in Coral Gables Cost?
A VA loan specialist in Coral Gables typically charges a flat fee between $500 and $1,500 or an hourly rate of $150 to $300. Some specialists offer free initial consultations. The VA funding fee ranges from 1.25 percent to 3.3 percent of the loan amount depending on your down payment and service category. Florida law requires lenders to provide a Loan Estimate within three business days of application. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Coral Gables do?
A VA loan specialist guides veterans through the VA home loan process including obtaining a Certificate of Eligibility and working with VA approved lenders. They explain Florida specific benefits like the veteran property tax exemption and help with local appraisal requirements.
Do I need a VA loan specialist if I already have a lender?
Yes a specialist can help you compare lender offers and ensure you receive all VA benefits. Florida law allows veterans to reuse their VA loan benefit multiple times and a specialist can explain the funding fee rules and residual income requirements.
What are the VA loan limits for Coral Gables Florida?
In 2024 the standard VA loan limit for Miami Dade County is $766,550 for a single family home. Veterans with full entitlement have no limit but a specialist can help with jumbo loans above this amount. Florida does not have state income tax which can affect your debt to income ratio calculations.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.